Hurricane season is upon us, officially June through November, the time of year when storms can seriously wreck a trip to popular vacation destinations, including the Caribbean, Hawaii, Mexico, Florida, and the Carolinas. And, forecasters say it's "likely to be active — maybe even an extremely active — season" this year.
How can you help protect your vacation from being ruined by a hurricane? One way is to get travel insurance before a storm is named. Plans from Generali Global Assistance provide coverage for a variety of weather-related events.
What could happen and how travel insurance can help
All of our plans can cover you for certain events caused by hurricanes, tropical storms, tropical cyclones and typhoons that can wreck your vacation.
If you’re forced to cancel your trip, how much of that prepaid trip cost could you get back? Travel insurance can help you recoup losses for around 20 different types of events that could cause you to cancel your travel plans. If your destination is under mandatory evacuation or the lodging at your destination is destroyed by a hurricane and you have to cancel your trip, our travel protection plans can provide coverage. You even have coverage if your own home is made uninhabitable by a hurricane and you cancel your trip.
Trip Interruptions and Missed Connections
If your trip is interrupted because of something like a canceled flight due to adverse weather or a medical emergency, it could cause a ripple effect across the rest of your trip. In that case, Trip Interruption coverage can help you get reimbursed for unused, non-refundable, pre-paid trip costs that weren't used and additional transportation costs to return home or rejoin your group.
Some of the scenarios our plans can help cover include:
Government order to evacuate once at your destination
A hurricane reroutes your flight, delaying your arrival
Our travel insurance plans can help you with a wide range of medical needs on vacation. If you’re injured or become sick while traveling and have to seek treatment, your medical expenses can be covered. If the situation is severe enough that you have to be medically-evacuated, that can also be covered, up to the coverage limits.
45% of U.S. adults have no health insurance or are underinsured and travel insurance can help cover copays, deductibles and other payment gaps for medical services on your trip. Whether it’s a case of simply needing to see a local doctor for a sudden illness or injury that may require medication, or a visit to the emergency room, we’re there for you 24/7/365.
This basic plan includes Trip Cancellation, Trip Interruption, Baggage Delay, Medical and Dental Coverage, plus valuable assistance services. It includes everything you need for a trip to a hurricane-zone.
trip cost insured
trip cost insured
Medical & Dental
What Customers are Saying
"I've used Generali before and a hurricane interrupted our trip and Generali made reimbursement quick and easy."
When should I buy travel insurance for a hurricane?
If you buy travel insurance after a storm is named, your plan will not provide coverage for storm-related claims. See our Storm Coverage Alerts for more information.
We suggest you buy a travel insurance plan when you make your first trip payment, like airfare or a cruise. That way you have a long coverage period in case you need to cancel your trip, and if you need to file a claim related to a storm, you will have bought the plan well before the storm was forecasted.
Generali travel insurance plans can be purchased up to 18 months before the trip departure date and up until the day prior to departure.
What are the benefits of travel insurance beyond coverage for storms?